Is First National Collection Bureau, Inc Harassing You? Learn What You Can Do.

by Benjamin Tarshish on March 25, 2019

Who is First National Collection Bureau, Inc? Is This A Scam?

First National Collection Bureau is a third-party debt collection agency based out of Rena, Nevada. The agency was founded in 1983. FNCB focuses on many types of debt, often dealing with bank credit cards, telecom companies, and auto loans. Beyond these industries, FNCB also collects for various businesses in the United States.

First National Collection Bureau, Inc has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused FNCB of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, contacting a third-party and sharing information improperly, and improper communication tactics.

Nonetheless, First National Collection Bureau is not a scam and they are in fact an authorized debt collection agency. FNCB accepts collection contractions from banks and other companies, and then attempts to collect debt on behalf of these businesses. If First National Collection Bureau has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against First National Collection Bureau, Inc?

As of March 2019, the Consumer Financial Protection Bureau (CFPB) has received over 650 complaints related to the debt collection practices of First National Collection Bureau, Inc. Examples of common complaints against First National Collection Bureau include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against FNCB illustrate these types of alleged violations.

Consumer alleges First National Collection Bureau uses improper communication tactics
“I missed a phone call from First National Collection Bureau. Called them back. The lady that answered the phone proceed to start yelling at me when I told her that the debt she was trying to collect was over 10 years old. She started to cuss at me, telling me that my rights didn’t matter…”
 
Consumer alleges attempts to collect a debt not owed
“I have been called incessantly and at all hours by various representatives of First National Collection Bureau, Inc . I do NOT owe them nor anyone they claim to represent ANY balance whatsoever!”

What Actions Can First National Collection Bureau, Inc Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, First National Collection Bureau is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However FNCB cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, First National Collection Bureau may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to First National Collection Bureau, Inc and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by First National Collection Bureau, Inc.

What Should I Do If First National Collection Bureau, Inc Contacts Me? How Do I Stop FNCB From Harassing Me?

The first step is to determine if First National Collection Bureau, Inc is in violation of your rights. Please refer to the following list:
  • First National Collection Bureau is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
  • FNCB is unable to prove that the debt is owed by you
  • FNCB is not authorized by the original creditor to collect the debt
  • FNCB is making automated robocalls to your phone in order to collect
  • FNCB is using inappropriate language, or trying to intimidate you.
  • FNCB is accusing you of criminal behavior, or threatening to arrest you.
  • FNCB is threatening you with negative credit reporting, lawsuit, or violence
  • FNCB is calling you at work, or calling your friends, coworkers, and neighbors
  • FNCB is calling you before 8 a.m. or after 9 p.m.
  • FNCB is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like First National Collection Bureau, and our attorneys are experienced in protecting your legal rights. If FNCB is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue First National Collection Bureau and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, First National Collection Bureau, Inc would be required to pay your attorney fees and court costs.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against First National Collection Bureau, Inc?

If you are being harassed by FNCB, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like First National Collection Bureau who are in violation of the FDCPA. Our clients have been awarded millions of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove A First National Collection Bureau, Inc Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

First National Collection Bureau, Inc Contact Info

First National Collection Bureau

50 W Liberty St #250
Reno, NV 89501
Phone: (800) 824-6191

First National Collection Bureau, Inc Telephone Numbers

In trying to reach customers, First National Collection Bureau calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from FNCB, pertaining to debt collection:

8883074407
2036491212
7753220444
8008246191
2562617792
7754124499
7753220444

How We Can Help

  • Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
  • Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
  • 100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like First National Collection Bureau, Inc and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

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