Who is Navient Solutions/Municipal Services Bureau? Is This A Scam? Municipal Services Bureau (MSB) also operates under the name Gila LLC. They are a debt collection agency which is based out of Austin, Texas. The company employs over 360 people and does business in 39 states across the USA. They focus primarily on state and […]

Who is Encore Capital/Midland? Is This A Scam? Encore Capital Group, Inc, also known as Midland Credit Management or Midland Funding, is the largest publicly traded debt buyer in the United States. The company does business in fifteen countries worldwide. Midland Credit Management (which is now a subsidiary of Encore Capital Group) was founded over […]