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Insurance Claim Denied By Travelers? Learn About Your Options.

by Benjamin Tarshish on November 9, 2021

Quick Facts About Travelers Insurance

Travelers is an insurance company based out of New York City, New York. The company was founded in 1853 and at the time was known as St. Paul Fire & Marine. Their name was changed to The Travelers Company in 2004. With over 30,000 employees and revenue of thirty two billion dollars, Travelers ranks within the top 100 of the Fortune 500 list of largest US corporations. In 1997, Travelers was found by a California jury to have handled an insurance claim in bad faith and was ordered to pay $1.5 million in compensatory damages and $25,000,000 in punitive damages. The company tried to appeal unsuccessfully all the way to the U.S. Supreme Court, and ultimately were required to pay $30 million, with interest added for the time spent on appeals.

Auto Accident Victims May Be Entitled To Compensation From Travelers Insurance

Car accidents are a common occurrence in Minnesota. According to data collected by the Minnesota Department of Public Safety, nearly 30,000 people involved in car crashes are injured each year in the state of Minnesota. For most of these accident victims, the result is that they face extensive damages. Aside from the physical pain and suffering incurred, often they are subjected to staggering medical bills along with lost wages from work.

Typically the auto accident victim will be able to collect compensation by way of their own auto insurance provider or via the other motorist’s insurance company. Sadly, however, the large insurance companies do not always abide by the maximum amount of compensation that the victim is due. Many times, valid claims are incorrectly denied by Travelers Insurance as well as other insurers.

If Travelers denied your insurance claim, what are your options? The most important thing to be aware of is that you have legal options at your disposal. You should not automatically assume that your claim is worthless. Contact an experienced Minneapolis car accident attorney who is well-versed in dealing with Travelers insurance claim denials.

What’s The Difference Between A First And Third Party Claim?

There are two major types of insurance claims: first party claims and third party claims. An example of a first party claim would be if you are a Travelers customer and you are attempting to bring a claim against your own auto insurance policy with Travelers. In contrast, an example of a third party claim would be if you attempt to bring a claim against the auto insurance policy of the other motorist who is insured by Travelers.

In some circumstances you will need to seek a first party claim, while other circumstances necessitate a third party claim. Which type of claim to seek varies based on the specific facts involved in your case. Nonetheless, irrespective of whether you are an actual customer of Travelers, the company is required to deal with your case in an equitable fashion.

Travelers Insurance Must Act In Good Faith

Travelers is legally required to process both first party and third party insurance claims using good faith settlement procedures. They are not allowed to deny plainly legitimate claims and they also cannot use the potential to deny a claim unfairly as a negotiation strategy. There are many specific requirements that must be met by the insurance company. If your car accident was dealt with unjustly, then you may be a Travelers victim of bad faith.

Bad faith insurance victims qualify for compensation equal to the entire value of their damages. In addition to the original claim value, they may be granted further monetary aid. Here are some indications that could demonstrate Travelers to be processing your claim in bad faith:

  • Failure to communicate properly
  • Excessive delays
  • Failure to include relevant facts
  • Inaccurate characterization of the insurance policy
  • Not fully examining your claim
  • Unfairly refusing coverage
  • Excessive requirements for paperwork
  • Failure to fully compensate the claim

What Can Our Award Winning Auto Accident Lawyers Do To Help?

Inspect Your Denial Letter
You likely received an official denial letter from Travelers Insurance explaining why they denied your claim. It’s important to review the factors which lead the insurance company to reach their determination. Once you have received your denial letter, it’s important to show it to an experienced lawyer. Your attorney will be able to assess the determining denials factors and advise you as to the best course of action.

File a Demand Letter
Your lawyer can prepare your demand letter in response to Travelers denying your car accident claim. Within your demand letter, your attorney will enumerate the circumstances of your case and include a request for financial compensation. Moreover, if your Minneapolis car accident lawyers suspect that Travelers is using bad faith settlement procedures, your attorney can explain that you are willing to bring a bad faith settlement claim against Travelers Insurance if the situation is not remedied.

The Appeals Process
If your insurance company has denied your claim, our award winning Minnesota car accident attorneys can file an appeal directly with Travelers. We will ensure that your paperwork is filed correctly and prepared in the most effective way possible. This will promote a speedy resolution for your claim.

Tough Negotiation
Oftentimes people mistakenly assume that they have no further options after receiving a denial later. Some believe that the only alternative left is to sue the insurance company. In reality, however, if you find yourself in this situation, there is a way to get Travelers to negotiate with you. Our MN car accident lawyers have extensive experience negotiating with insurance companies. We will aggressively advocate for your claim and strive to secure the maximum settlement possible for your insurance claim.

Bring an auto accident lawsuit for your injury
Most car accident injury claims end up being settled out of court. Still, some claims may require that the victim ultimately file a lawsuit against Travelers Insurance. In addition to the injury lawsuit, there is also the possibility that a bad faith insurance claim needs to be brought. Our car accident attorneys will explore every possible recourse for your insurance claim, including filing a lawsuit against Travelers.

If Travelers Has Denied Your Insurance Claim, What Are Your Options?

If you or a loved one have had your insurance claim denied, the personal injury attorneys at Tarshish Cody are available to assist you. Get the legal representation you deserve to move forward as quickly as possible! At Tarshish Cody we will fight your Travelers insurance claim on your behalf to seek compensation for your injuries, pain and suffering, and financial loss which resulted from an accident.

For further questions about your denied Travelers insurance claim, call Tarshish Cody’s personal injury attorneys at 952-361-5556 or fill out the free Case Evaluation Form.

Quick Facts About American Family Insurance

American Family is an insurance company based out of Madison, Wisconsin. The company was founded in 1927 and was originally known at the time as Farmers Mutual Insurance Company. Today, American Family Insurance is a Fortune 500 company with over 11,000 employees. They are the ninth largest auto insurance company in the United States.

Auto Accident Victims May Be Entitled To Compensation From American Family Insurance

Car accidents are a common occurrence in Minnesota. According to data collected by the Minnesota Department of Public Safety, nearly 30,000 people involved in car crashes are injured each year in the state of Minnesota. For most of these accident victims, the result is that they face extensive damages. Aside from the physical pain and suffering incurred, often they are subjected to staggering medical bills along with lost wages from work.

Typically the auto accident victim will be able to collect compensation by way of their own auto insurance provider or via the other motorist’s insurance company. Sadly, however, the large insurance companies do not always abide by the maximum amount of compensation that the victim is due. Many times, valid claims are incorrectly denied by American Family as well as other insurers.

If American Family denied your insurance claim, what are your options? The most important thing to be aware of is that you have legal options at your disposal. You should not automatically assume that your claim is worthless. Contact an experienced Minneapolis car accident attorney who is well-versed in dealing with American Family insurance claim denials.

What’s The Difference Between A First And Third Party Claim?

There are two major types of insurance claims: first party claims and third party claims. An example of a first party claim would be if you are an American Family customer and you are attempting to bring a claim against your own auto insurance policy with American Family. In contrast, an example of a third party claim would be if you attempt to bring a claim against the auto insurance policy of the other motorist who is insured by American Family.

In some circumstances you will need to seek a first party claim, while other circumstances necessitate a third party claim. Which type of claim to seek varies based on the specific facts involved in your case. Nonetheless, irrespective of whether you are an actual customer of American Family, the company is required to deal with your case in an equitable fashion.

American Family Must Act In Good Faith

American Family is legally required to process both first party and third party insurance claims using good faith settlement procedures. They are not allowed to deny plainly legitimate claims and they also cannot use the potential to deny a claim unfairly as a negotiation strategy. There are many specific requirements that must be met by the insurance company. If your car accident was dealt with unjustly, then you may be an American Family victim of bad faith.

Bad faith insurance victims qualify for compensation equal to the entire value of their damages. In addition to the original claim value, they may be granted further monetary aid. Here are some indications that could demonstrate American Family to be processing your claim in bad faith:

    • Failure to communicate properly
    • Excessive delays
    • Failure to include relevant facts
    • Inaccurate characterization of the insurance policy
  • Not fully examining your claim
  • Unfairly refusing coverage
  • Excessive requirements for paperwork
  • Failure to fully compensate the claim

What Can Our Award Winning Auto Accident Lawyers Do To Help?

Inspect Your Denial Letter
You likely received an official denial letter from American Family explaining why they denied your claim. It’s important to review the factors which lead the insurance company to reach their determination. Once you have received your denial letter, it’s important to show it to an experienced lawyer. Your attorney will be able to assess the determining denials factors and advise you as to the best course of action.

File a Demand Letter
Your lawyer can prepare your demand letter in response to American Family denying your car accident claim. Within your demand letter, your attorney will enumerate the circumstances of your case and include a request for financial compensation. Moreover, if your Minneapolis car accident lawyers suspect that American Family is using bad faith settlement procedures, your attorney can explain that you are willing to bring a bad faith settlement claim against American Family if the situation is not remedied.

The Appeals Process
If your insurance company has denied your claim, our award winning Minnesota car accident attorneys can file an appeal directly with American Family. We will ensure that your paperwork is filed correctly and prepared in the most effective way possible. This will promote a speedy resolution for your claim.

Tough Negotiation
Oftentimes people mistakenly assume that they have no further options after receiving a denial later. Some believe that the only alternative left is to sue the insurance company. In reality, however, if you find yourself in this situation, there is a way to get American Family to negotiate with you. Our MN car accident lawyers have extensive experience negotiating with insurance companies. We will aggressively advocate for your claim and strive to secure the maximum settlement possible for your insurance claim.

Bring an auto accident lawsuit for your injury
Most car accident injury claims end up being settled out of court. Still, some claims may require that the victim ultimately file a lawsuit against American Family. In addition to the injury lawsuit, there is also the possibility that a bad faith insurance claim needs to be brought. Our car accident attorneys will explore every possible recourse for your insurance claim, including filing a lawsuit against American Family.

If American Family Has Denied Your Insurance Claim, What Are Your Options?

If you or a loved one have had your insurance claim denied, the personal injury attorneys at Tarshish Cody are available to assist you. Get the legal representation you deserve to move forward as quickly as possible! At Tarshish Cody we will fight your American Family insurance claim on your behalf to seek compensation for your injuries, pain and suffering, and financial loss which resulted from an accident.

For further questions about your denied American Family insurance claim, call Tarshish Cody’s personal injury attorneys at 952-361-5556 or fill out the free Case Evaluation Form.

Insurance Claim Denied By Farmers? Learn About Your Options.

October 12, 2021

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Was Your Insurance Claim Denied By Nationwide? Learn What You Can Do.

September 21, 2021

Quick Facts About Nationwide Insurance Nationwide is an insurance company based out of Columbus, Ohio. The company was founded in 1926 and has over 25,000 employees. In June of 2014, a plaintiff was awarded $18 million in punitive damages after Nationwide was shown to have “strong-armed” its own policyholder, rather than negotiating in good faith […]

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Insurance Claim Denied By Progressive? Learn About Your Options.

September 7, 2021

Quick Facts About Progressive Insurance Progressive is an insurance company based out of Mayfield Village, Ohio. The company was founded in 1937 and has over 35,000 employees. One of the largest auto insurance providers in the United States, Progressive has more than thirteen million policies in place. In 2002, Progressive reached a settlement with the […]

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Was Your Insurance Claim Denied By Geico? Learn What You Can Do.

August 22, 2021

Quick Facts About Geico Insurance Geico is an insurance company based out of Chevy Chase, Maryland. The company was founded in 1936 and has approximately 40,000 employees. In November of 2015, a Miami family received $14.5 million after filing a lawsuit against Geico for bad faith. Five years prior, in 2010, a man’s family successfully sued […]

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Insurance Claim Denied By Allstate? Learn About Your Options.

August 5, 2021

Quick Facts About Allstate Insurance Allstate is an insurance company based out of Northfield Township, Illinois. The company was founded in 1931 and has approximately 46,000 employees. Based off a recent study, Allstate currently insures 18% of the United States auto insurance market. An investigation by CNN in 2007 found that large US insurance companies, […]

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Three Tarshish Cody Attorneys Selected as 2021 Minnesota Super Lawyers Rising Stars

July 27, 2021

July 27, 2021 — Minneapolis, MN:  Tarshish Cody attorneys Benjamin Tarshish, Adam Strauss, and Kyle Kosieracki were selected to the 2021 Minnesota Super Lawyers Rising Star list. This was the fourth consecutive selection to the Super Lawyer Rising Stars list for the firm’s Consumer Protection and Class Action attorney Adam Strauss. The firm’s Personal Injury […]

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Kyle Kosieracki Named One Of America’s Top 100 Personal Injury Attorneys

July 20, 2021

America’s Top 100 Personal Injury Attorneys 7/20/2021 – Announcing the selection of Kyle Kosieracki among America’s Top 100 Personal Injury Attorneys® for 2021. Selection to America’s Top 100 Personal Injury Attorneys® is by invitation only and is reserved to identify the nation’s most exceptional litigators for high-value personal injury, catastrophic injury, wrongful death, product liability, […]

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Was Your Insurance Claim Denied By State Farm? Learn What You Can Do.

February 10, 2021

Quick Facts About State Farm Insurance State Farm is an insurance company based out of Bloomington, Illinois. The company was founded in 1922 and has approximately 59,000 employees. The three most popular products offered by State Farm are auto insurance (with 84 million policies and accounts), fire insurance (28 million), and life insurance (8 million). […]

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