Articles

Dealing with Auto Insurance Companies

by Benjamin Tarshish on December 9, 2019

Dealing with an auto insurance agency can be quite a hassle. The company has a single objective – making money. They accomplish this by optimizing their intake of premium payments while simultaneously paying out the bare minimum on insurance claims.

With that in mind, it’s hardly a surprise to see insurance agencies nickel-and-diming claimants to the fullest extent for the sake of saving money. These companies understand how unlikely it is that they’ll be brought to court – most people end up settling. If property damages only amount to a few hundred dollars or so, chances are no lawsuits will be filed against the company.

This usually results in frustration with insurance agencies after an automobile accident (or any type of personal injury incident, for that matter). We are often asked, “Can an insurance agency be sued?”

Can I sue an insurance company?

For the most part, insurance agencies can’t be directly sued for damages or injuries stemming from an automobile accident. Whomever inflicted the damage is the person/entity to sue.

For instance

Let’s say Mr. Doe hit your car from behind while you were on the highway, and he has auto insurance with Geico. You’ll need to get Mr. Doe’s automobile insurance details. A claim can be filed with Geico, where you may ask for a case settlement of $25,000. If the company responds with a $10,000 offer, and you don’t think that’s enough, what steps can you take?

A lawsuit will be filed against Mr. Doe (as opposed to Geico) by your injury lawyer. The insurance agency has an obligation to defend him. As such, after documentation pertaining to your lawsuit is served to Mr. Doe, he will get in touch with Geico. The agency will then hire legal representation for Mr. Doe.

To sue an insurance agency, what must you do?

An insurance agency may exhibit “bad faith” behavior. This term, though infrequently used, is mostly applicable to automobile insurance claims.

Basically, bad faith claims come about when automobile accident victims file claims against the driver (the defendant). In such a scenario, there may be reason to believe that compensation will exceed the amount paid by an insurance policy. Regardless, the insurance agency may decline to “tender.” For the sake of settling the case, they may instead opt to issue the full value of an insurance policy.

If your injury lawyer has a lawsuit filed for you and you receive more than the policy amount, it might be feasible to have a lawsuit filed against the driver’s insurance agency, too. In doing so, you may be able to recover the whole verdict amount in addition to attorney fees, among other expenses.

For more information on dealing with car insurance companies, book a no-fee consultation with an experienced auto accident attorney today. We welcome your call today at 952-361-5556 (or fill out the free Case Evaluation Form). The initial consultation won’t cost you anything, nor will we charge you any fees until you have money to collect. 

Harassed By Northland Group Inc? Learn How To Make It Stop.

by Benjamin Tarshish on October 14, 2019

Who is Northland Group Inc? Is This A Scam?

Northland Group Inc is a third-party debt collection agency based out of Edina, Minnesota. The agency was founded in 1982. Northland Group focuses mainly on the credit card, automotive, mortgage, student loan, telecommunications, and utilities industries.

Northland Group has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused Northland of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, contacting an employer and sharing information improperly, and improper communication tactics.

Nonetheless, Northland Group Inc is not a scam and they are in fact an authorized debt collection agency. Northland Group purchase packages of debt from other businesses, and then try to collect the debt from consumers. If Northland has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against Northland Group Inc?

As of September 2019, the Consumer Financial Protection Bureau (CFPB) has received over 440 complaints related to the debt collection practices of Northland Group. Examples of common complaints against Northland include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against Northland Group Inc illustrate these types of alleged violations.

Consumer alleges Northland Group uses improper communication tactics
“Northland Group Inc. repeatedly made phone calls that were annoying, abusive, or harassing to me or any person answering the phone as well as without telling me or any other persons who they were.”
 
Consumer alleges attempts to collect a debt not owed
“I have let [Northland Group] know they have the wrong number, let them know that I do not know the person, and requested that they stop calling me, remove my number. They continued to call.”

What Actions Can Northland Group Inc Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, Northland Group is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However Northland cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, Northland Group may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to Northland and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by Northland Group Inc.

What Should I Do If Northland Group Inc Contacts Me? How Do I Stop Northland Group From Harassing Me?

The first step is to determine if Northland Group is in violation of your rights. Please refer to the following list:
  • Northland Group is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
  • Northland is unable to prove that the debt is owed by you
  • Northland is not authorized by the original creditor to collect the debt
  • Northland is making automated robocalls to your phone in order to collect
  • Northland is using inappropriate language, or trying to intimidate you.
  • Northland is accusing you of criminal behavior, or threatening to arrest you.
  • Northland is threatening you with negative credit reporting, lawsuit, or violence
  • Northland is calling you at work, or calling your friends, coworkers, and neighbors
  • Northland is calling you before 8 a.m. or after 9 p.m.
  • Northland is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Northland Group Inc, and our attorneys are experienced in protecting your legal rights. If Northland is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue Northland Group  and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, Northland would be required to pay your attorney fees and court costs.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against Northland Group Inc?

If you are being harassed by Northland Group, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like Northland who are in violation of the FDCPA. Our clients have been awarded millions of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove A Northland Group Inc Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

Northland Group Inc Contact Info

Northland Group Inc

7831 Glenroy Rd
Edina, MN 55439
Phone: (800) 800-8191

Northland Group Inc Telephone Numbers

In trying to reach customers, Northland Group calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from Northland, pertaining to debt collection:

8773214053
8666645020
8667821162
8009421572
8882875568
8662922446
8667517113
8666992644
2166725073
2166725042
2166725007
8665506858
8669326726
8669326802
8669326770
4410620283
8633991811
8666645018
8666645019

How We Can Help

  • Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
  • Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
  • 100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Northland Group Inc and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

Is MRS Associates (MRS BPO, LLC) Harassing You? Learn What You Can Do.

September 11, 2019

Who is MRS Associates/MRS BPO LLC? Is This A Scam? MRS Associates is a third-party debt collection agency based out of Cherry Hill, New Jersey. The agency was founded in 1991 and has more than five hundred employees. MRS Associates focuses on many types of debt from an array of industries in the United States, […]

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Harassed By Capio Partners? Learn How To Make It Stop.

July 29, 2019

Who is Capio Partners LLC? Is This A Scam? Capio Partners LLC is a third-party debt collection agency based out of Sherman, Texas. The agency was founded in 2008. Capio Partners focuses mainly on health care debt collection. According to Capio, they are the largest health care debt collector operating in the United States. Capio […]

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Tarshish Cody Honored to Announce Three Attorneys Selected as 2019 Minnesota Super Lawyers Rising Stars

July 18, 2019

July 18, 2019 — Minneapolis, MN:  Tarshish Cody attorneys Benjamin Tarshish, Scott Cody, and Adam Strauss were selected to the 2019 Minnesota Super Lawyers Rising Star list.  Tarshish Cody partner, and chair of both the Employee Rights and False Claims Act/Whistleblower practice groups, Scott Cody was selected for the 2nd consecutive year. This was also […]

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Scott Cody Selected To The 2019 Minnesota Super Lawyers Rising Stars List

July 18, 2019

7/18/2019 – Scott Cody has been selected to the 2019 Minnesota Super Lawyers Rising Stars list. Each year, no more than 2.5 percent of the lawyers in the state are selected by the research team at Super Lawyers to receive this honor. Super Lawyers, a Thomson Reuters business, is a rating service of outstanding lawyers […]

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Adam Strauss Selected To The 2019 Minnesota Super Lawyers Rising Stars List

July 18, 2019

7/18/2019 – Adam Strauss has been selected to the 2019 Minnesota Super Lawyers Rising Stars list. Each year, no more than 2.5 percent of the lawyers in the state are selected by the research team at Super Lawyers to receive this honor. Super Lawyers, a Thomson Reuters business, is a rating service of outstanding lawyers […]

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Benjamin Tarshish Selected To The 2019 Super Lawyers Minnesota Rising Stars List

July 18, 2019

7/18/2019 – Benjamin Tarshish has been selected to the 2019 Minnesota Super Lawyers Rising Stars list. Each year, no more than 2.5 percent of the lawyers in the state are selected by the research team at Super Lawyers to receive this honor. Super Lawyers, a Thomson Reuters business, is a rating service of outstanding lawyers […]

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Additional Sampling of Successful Expungement Cases

July 16, 2019

Below is an additonal sampling of just some of the positive results Attorney Kyle Kosieracki and the law firm Tarshish Cody, PLC were able to achieve for their clients. State v. B.D.  Carver County.  Petitioner was charged with two gross misdemeanor assaults and convicted of two counts of Disorderly Conduct.  The records related to the […]

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Bike Collision With A Car? Here’s What To Do Next.

July 1, 2019

Although collisions between bicycles and automobiles are fairly rare, the injuries caused by such crashes can be serious. If you or someone you love has been hit by an automobile while bicycling, you should do all you can to protect your rights. 1. Always call the police. People often underestimate their injuries at the scene […]

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