Is I.C. System, Inc Harassing You? Learn What You Can Do.

by Benjamin Tarshish on December 17, 2018

Who is I.C. System, Inc? Is This A Scam?

I.C. System, Inc is a family-run debt collect agency based out of St. Paul, Minnesota. The agency was founded in 1938. IC System focuses on many types of debt, some examples include medical bills, utility bills, and government debts.

I.C. System, Inc has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused IC System of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, threatening to contact an employer and sharing information improperly, and improper communication tactics.

Nonetheless, I.C. System, Inc is not a scam and they are in fact an authorized debt collection agency. I.C. System, Inc purchases packages of debt from other businesses, and then tries to collect the debt from consumers. If I.C. System, Inc has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against I.C. System, Inc?

As of November 2018, the Consumer Financial Protection Bureau (CFPB) has received over 2,500 complaints related to the debt collection practices of I.C. System, Inc. Examples of common complaints against IC System include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against I.C. System, Inc illustrate these types of alleged violations.

Consumer alleges I.C. System, Inc uses improper communication tactics
“…I called [IC System] back and spoke to a young lady about why I was called. I was then transferred to a Mr. XXXX XXXX who was both abusive and oppressive with me…Mr. XXXX also used obscene language with me…”
Consumer alleges attempts to collect a debt not owed
“This company I C System Inc keeps trying to collect an alleged debt XXXX XXXX XXXX XXXX that is not mine. I have multiple times reached out to them and XXXX and they continue to report on my credit an item that is not mine.”

What Actions Can I.C. System, Inc Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, I.C. System, Inc is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However I.C. System, Inc cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, I.C. System, Inc may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to I.C. System, Inc and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by I.C. System, Inc.

What Should I Do If I.C. System, Inc Contacts Me? How Do I Stop I.C. System, Inc From Harassing Me?

The first step is to determine if I.C. System, Inc is in violation of your rights. Please refer to the following list:
  • I.C. System, Inc is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
  • IC System is unable to prove that the debt is owed by you
  • IC System is not authorized by the original creditor to collect the debt
  • IC System is making automated robocalls to your phone in order to collect
  • IC System is using inappropriate language, or trying to intimidate you.
  • IC System is accusing you of criminal behavior, or threatening to arrest you.
  • IC System is threatening you with negative credit reporting, lawsuit, or violence
  • IC System is calling you at work, or calling your friends, coworkers, and neighbors
  • IC System is calling you before 8 a.m. or after 9 p.m.
  • IC System is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like I.C. System, Inc, and our attorneys are experienced in protecting your legal rights. If I.C. System, Inc is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue I.C. System, Inc and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, I.C. System, Inc would be required to pay your attorney fees and court costs.

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against I.C. System, Inc?

If you are being harassed by I.C. System, Inc, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like I.C. System, Inc who are in violation of the FDCPA. In total, our clients have been awarded hundreds of thousands of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove An I.C. System, Inc Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

I.C. System, Inc Contact Info

I.C. System, Inc

444 Hwy 96 E
St. Paul, MN 55127
Phone: (800) 443-4123

I.C. System, Inc Telephone Numbers

In trying to reach customers, I.C. System, Inc calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from I.C. System, Inc, pertaining to debt collection:


How We Can Help

  • Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
  • Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
  • 100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like I.C. System, Inc and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-295-3935 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

Attorneys Practicing In This Area

Staff Supporting This Area

Julie Rosales

Stop Debt Collectors

Previous post:

Next post:

Featured By