Is Jefferson Capital Systems (CL Holdings LLC) Harassing You? Learn What You Can Do.

by Benjamin Tarshish on February 25, 2019

Who is Jefferson Capital Systems/CL Holdings LLC? Is This A Scam?

Jefferson Capital Systems is a third-party debt collection agency based out of St. Cloud, Minnesota. The agency was founded in 2002 and has less than ten employees. Jefferson Capital Systems focuses on many types of debt from an array of businesses in the United States, and they also purchase bankruptcy debt.

Jefferson Capital Systems/CL Holdings LLC has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused Jefferson of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, threatening to contact a third-party and sharing information improperly, and improper communication tactics.

Nonetheless, Jefferson Capital Systems is not a scam and they are in fact an authorized debt collection agency. Jefferson purchases packages of debt from banks and other businesses, and then tries to collect the debt from consumers. If Jefferson has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against Jefferson Capital Systems/CL Holdings LLC?

As of February 2019, the Consumer Financial Protection Bureau (CFPB) has received over 1,700 complaints related to the debt collection practices of Jefferson Capital Systems/CL Holdings LLC. Examples of common complaints against Jefferson include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against Jefferson Capital Systems illustrate these types of alleged violations.

Consumer alleges Jefferson uses improper communication tactics
“A company called ‘Jefferson Capital Systems’ is trying to collect a debt. They call my place of employment literally every day. I wrote them a letter to stop contacting me at my place of employment. They continued to call me at my employment plus leaving messages…”
 
Consumer alleges attempts to collect a debt not owed
“Jefferson Capital System said I owe XXXX XXXX After reviewing my recent credit report I contacted the company letting them know this not my debt…”

What Actions Can Jefferson Capital Systems/CL Holdings LLC Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, Jefferson Capital Systems is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However Jefferson cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, Jefferson may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to Jefferson Capital Systems and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by Jefferson Capital Systems/CL Holdings LLC.

What Should I Do If Jefferson Capital Systems/CL Holdings LLC Contacts Me? How Do I Stop Jefferson From Harassing Me?

The first step is to determine if Jefferson Capital Systems/CL Holdings LLC is in violation of your rights. Please refer to the following list:
  • Jefferson Capital Systems is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
  • Jefferson is unable to prove that the debt is owed by you
  • Jefferson is not authorized by the original creditor to collect the debt
  • Jefferson is making automated robocalls to your phone in order to collect
  • Jefferson is using inappropriate language, or trying to intimidate you.
  • Jefferson is accusing you of criminal behavior, or threatening to arrest you.
  • Jefferson is threatening you with negative credit reporting, lawsuit, or violence
  • Jefferson is calling you at work, or calling your friends, coworkers, and neighbors
  • Jefferson is calling you before 8 a.m. or after 9 p.m.
  • Jefferson is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Jefferson Capital Systems, and our attorneys are experienced in protecting your legal rights. If Jefferson is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue Jefferson Capital Systems and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, Jefferson Capital Systems/CL Holdings LLC would be required to pay your attorney fees and court costs.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against Jefferson Capital Systems/CL Holdings LLC?

If you are being harassed by Jefferson, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like Jefferson Capital Systems who are in violation of the FDCPA. Our clients have been awarded millions of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove A Jefferson Capital Systems/CL Holdings LLC Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

Jefferson Capital Systems/CL Holdings LLC Contact Info

Jefferson Capital Systems

16 McLeland Road
St. Cloud, MN 56303
Phone: (800) 281-2793

Jefferson Capital Systems/CL Holdings LLC Telephone Numbers

In trying to reach customers, Jefferson Capital Systems calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from Jefferson, pertaining to debt collection:

8772620002
8009286614
8668059214
8005426516
3203004492
8002812793

How We Can Help

  • Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
  • Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
  • 100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Jefferson Capital Systems/CL Holdings LLC and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

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