The Fair Debt Collection Practices Act (FDCPA) makes it illegal for a debt collector to garnish a paycheck or bank account without following proper garnishment procedure. Cases of wrongful garnishment may lead to the offender being required to pay thousands of dollars in damages and attorney fees to the wrongfully garnished individual. Here are some […]
Minnesota Information Acquired Illegally Attorney
Illegal Collections
Collection agencies and sometimes attorneys work for apartment owners, service providers, credit card companies, and others, to collect past due debts from those who owe money. The original creditor sends bills and then warnings of attempts to collect debts to follow. The time between a bill’s due date and when a collection agency is hired can be between three and twelve months.
Sometimes your debt is sold at a discount to a collection agency, often for as little as 10 percent of the original sum. Other times a company will keep your debt and try to collect by hiring employees who make the attempt to collect. Some debt collectors use harassment or intimidation as threats against consumers. The federal government protects debtors from unfair debt collection practices and some states also have their own debt collection laws. The bottom line is that consumers have rights. Know the laws that protect you against unfair debt collection practices. Talk to an attorney at Tarshish Cody, PLC to learn what your rights are.
We welcome your call today at 952-361-5556 (or fill out the free case evaluation form below) to help you through the legal issues of your illegal collections case.
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