LVNV Funding

Who is LVNV Funding/Resurgent Capital Services? Is This A Scam?

Resurgent Capital Services is a debt collect agency based out of Greenville, South Carolina. The agency was founded in 1998. Resurgent focuses on many types of debt, specializing in the credit card and health care industries. The agency is associated with LVNV Funding, who is a debt buyer. This means that they purchase outstanding debt from other companies at a large discount, and then try and collect the full amount of the debt from consumers.

LVNV/Resurgent has received many consumer complaints claiming Fair Debt Collection Practices Act (FDCPA) violations. Some consumer reviews have accused LVNV/Resurgent of making false statements or representations in pursuit of debt collection. Other examples of alleged violations include attempting to collect a debt not owed, threatening to contact an employer and sharing information improperly, and improper communication tactics.

Nonetheless, LVNV/Resurgent is not a scam and they are in fact an authorized debt collection agency. LVNV/Resurgent purchases packages of debt from banks and other businesses, and then tries to collect the debt from consumers. If LVNV/Resurgent has contacted you, it is important that you learn your rights and how best to protect yourself before offering any response.

What Are Common Complaints Against LVNV Funding/Resurgent Capital Services?

As of October 2018, the Consumer Financial Protection Bureau (CFPB) has received over 3,600 complaints related to the debt collection practices of Resurgent Capital Services. Examples of common complaints against Resurgent include trying to collect a debt not owed and improper communication tactics.

The following two real-world examples of complaints against Resurgent Capital illustrate these types of alleged violations.

Consumer alleges Resurgent uses improper communication tactics
“The company [Resurgent] calls me at least 10 times a day sometimes in repeated succession back to back. I have advised through representatives to stop calling at this point due to method of harassment and that I would handle the debt through paper correspondence or legal method.”
Consumer alleges attempts to collect a debt not owed
“I settled my debt with XXXX XXXX a while back. The debt was resolved. Now, a collection agency name XXXX/Resurgent Capital is reporting this debt on my credit report and trying to collect monies from me. I have told them that I have already settled the debt with XXXX XXXX, but they don’t seem to care. They seem to want me to pay it twice.”

What Actions Can Resurgent Capital Services/LVNV Funding Legally Take Against Me? Can They Sue Me Or Garnish My Wages?

As a debt collector, Resurgent/LVNV is not legally allowed to threaten to sue you, or threaten to garnish your wages. They are allowed to contact you via phone, text, or mail. However Resurgent/LVNV cannot call you at inappropriate times including before 8 a.m. and after 9 p.m.

Though they are not allowed to threaten lawsuit or wage garnishment, if you do not pay a valid debt owed to them, Resurgent/LVNV may legally sue you in a court. If they get a default judgement against you in court, the judgement will state the amount you owe and allow them to garnish your wages for that amount. If you owe a debt to Resurgent Capital/LVNV Funding and are concerned with the possibility that they might garnish your wages, it would be wise to speak to an attorney before it gets to this point. Our attorneys have assisted countless consumers in fighting back against debt collector harassment and protecting themselves against wage garnishment. Contact us now to see if we can help you as well!

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case. If we agree to handle your case, our attorney fees will be FREE to you and will be paid for by Resurgent Capital Services.

What Should I Do If Resurgent Capital Services/LVNV Funding Contacts Me? How Do I Stop Resurgent/LVNV From Harassing Me?

The first step is to determine if Resurgent Capital Services/LVNV Funding is in violation of your rights. Please refer to the following list:
  • Resurgent Capital Services/LVNV Funding is contacting you about about a debt which is not yours, or a debt amount which is more than you owe
  • Resurgent/LVNV is unable to prove that the debt is owed by you
  • Resurgent/LVNV is not authorized by the original creditor to collect the debt
  • Resurgent/LVNV is making automated robocalls to your phone in order to collect
  • Resurgent/LVNV is using inappropriate language, or trying to intimidate you.
  • Resurgent/LVNV is accusing you of criminal behavior, or threatening to arrest you.
  • Resurgent/LVNV is threatening you with negative credit reporting, lawsuit, or violence
  • Resurgent/LVNV is calling you at work, or calling your friends, coworkers, and neighbors
  • Resurgent/LVNV is calling you before 8 a.m. or after 9 p.m.
  • Resurgent/LVNV is calling you many times per week

If any of the above applies to your situation, our attorneys can help! Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Resurgent Capital, and our attorneys are experienced in protecting your legal rights. If Resurgent/LVNV is in violation of the FDCPA, we can not only make the debt collection calls stop, but our attorneys can sue Resurgent Capital and recover up to $1,000 in statutory damages for your FDCPA claim. Furthermore, Resurgent/LVNV would be required to pay your attorney fees and court costs.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case at no charge to you.

Is Your Law Firm Able To Assist Me In Filing A No Fee Lawsuit Against Resurgent Capital?

If you are being harassed by Resurgent/LVNV, we can help! The attorneys at Tarshish Cody PLC have filed many lawsuits against debt collectors like Resurgent who are in violation of the FDCPA. In total, our clients have been awarded hundreds of thousands of dollars via these lawsuits.

What Do Our Clients Say?

“[Tarshish Cody PLC] helped us win a settlement from an aggressive debt collection company. [The law firm] was very professional and explained the process and the plan of action. We really didn’t have to do anything. Settlement was reached in a short amount of time. We recommend [Tarshish Cody PLC] to anyone seeking settlement from a debt collection company.”

“[Tarshish Cody PLC] won my case for me against the collection agency that was garnishing my wages. I was really stressed out & embarrassed about my situation, but [Tarshish Cody PLC] successfully sued [the collection agency] & they backed down; we settled out of court, they paid me my damage reward & stopped all garnishments. [Tarshish Cody PLC] went above & beyond for me & when I needed a competent professional who could deliver & be trusted, [Tarshish Cody PLC] was the law firm I needed.”

Can You Help Me Remove A Resurgent Capital Services/LVNV Funding Account from My Credit Report?

Yes we are able to assist with this. Contact us now to learn more.

Resurgent Capital Services/LVNV Funding Contact Info

Resurgent Capital Services

55 Beattie Place, Suite 110
Greenville, SC 29601
Phone: (888) 665-0374

Resurgent Capital Services/LVNV Funding Telephone Numbers

In trying to reach customers, Resurgent/LVNV calls from a multitude of phone numbers. Here is list of phone numbers from which consumers have reported getting calls from Resurgent/LVNV, pertaining to debt collection:


How We Can Help

  • Stop The Harassment: All debt collection calls stop once you’ve retained Tarshish Cody, PLC.
  • Get up to $1,000: We can Sue and Recover up to $1,000 in statutory damages for your FDCPA claim
  • 100% Free Legal Assistance: Harassing Debt Collectors must pay our fees in FDCPA claims.

Tarshish Cody PLC represents consumers experiencing harassment from debt collectors like Resurgent Capital Services/LVNV Funding and our attorneys are experienced in protecting your legal rights. Our law firm understands how difficult it is for consumers who fall behind on bills, when pressured by harassment that is illegal and needs to cease. Dealing with harassment is a positive step in the process of managing your late payments or debt. Our attorneys can discuss remedies such as debt consolidation, short sales, bankruptcy, and more, but most importantly, we can get the harassment to stop.

Please call 952-361-5556 now or fill out our Free Case Evaluation Form and one of our attorneys handling Debt Collector Harassment can evaluate your case.

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